Due to the global pandemic of COVID-19, the limit on payments contactless in Portugal. The limit went up from 20 to 50 euros, in order to facilitate payments, minimizing physical contact with the payment machines in the various establishments.
The measure was originally created on a temporary basis. However, according to Banco de Portugal’s Twitter, this measure “is here to stay”. Therefore, all payments made with the technology contactless up to 50 euros will not require a PIN code.
In this way, to make a payment of up to 50 euros at any establishment, just bring the card to the TPA (automatic payment terminal), where you don’t even need to touch the card with the machine. It is enough that a purchase is € 50.01 to request the PIN of the card, in a traditional way.
Of course, there are obvious security concerns with respect to these payments. However, nowadays, banks are very quick to block or disable stolen cards. If you find yourself in such a situation, call your bank immediately to cancel the card.
Number of payments contactless doubled with the pandemic
As Banco de Portugal explains in the publication, payments contactless are users in 20% of card purchases. It means that contactless payments have doubled since the pandemic began. Therefore, if there were hesitant users to use the contactless, this is all the more reason to take advantage of the technology.
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